General Insurance
Explore property, travel, liability and other non-life cover categories.
What it is
This category can help address a defined protection need, subject to the insurer’s policy wording, eligibility and underwriting.
Who may consider it
People, families or businesses with a relevant financial risk or protection gap may discuss this cover with an advisor.
Key considerations
- Coverage, sum insured and policy tenure
- Exclusions, waiting periods, co-pay or deductibles
- Network, service and claim requirements where applicable
- Premium, disclosures and the insurer’s current terms
Basic process
- Share the protection requirement
- Review relevant policy options and disclosures
- Understand benefits, exclusions and costs
- Proceed through the insurer’s proposal and underwriting process
Important: A quote request is not a policy offer, and claim decisions remain with the insurer under the policy terms.
